'As per Govt. of India’s notification dt.20th Aug 2015, Bank shall remain closed on 2nd and 4th Saturday of every month and the other Saturdays of the month will be full working day.'
 
 
Anywhere
Banking
All our branches are connected through C.B.S enabling you to banking anywhere.
Any Branch Cheque Deposit Facility
Drop the cheques for collection at any of our PUNE branches.
Minimum Charges for
All Types of Accounts
We levy minimal charges to your accounts, probably the least in the Industry.
 
Loan Schemes:

Mahesh Sahakari Bank Ltd, Pune offers:

New Concessional Loans : @ 11% Interest Rate :

1) Higher Education Loans -
  (CA/CS/ICWA/MBA/ENGG/DOCTOR EDU COURSE)
Max. 2 Lacs
2) For Educational Institutions -
  Max. 10 Lacs
3) For Medical Professionals -
  (Loan for Purchase of Machinery & Equipments)
Max. 5 Lacs
4) Loans for Package Tours -
  Max. 50000/-
5) Loans for Medical Equipment Purchases -
  Max. 1 Lac.
6) Car Decor Loans -
  Max. 2 Lacs.
7) Business Loans for Professionals -
  Max. 10 Lacs ( CA/CS/ICWA/MBA/ARCHT./ENGG./DOCTORS)

Loans for Traders:

  • Attractive loan schemes against different securities available for the traders

Loans for Small Scale Industries:

  • Loan for purchase of machinery, land and building.
  • Loan for working capital.
  • Easy loan repayment terms.

Loans for Purchase of Household items:

  • Loans extended for purchase of TV, Refrigerator, Washing Machine, Furniture and other types of household goods.
  • Loan sanctioned up to 60% of value.
  • Easy loan installments.

Loans for Computers and Allied Equipments:

  • Mahesh Sahakari Bank Ltd, Pune provide loans for purchase of Computer, Printer, Software,
    UPS, and other required peripherals.
  • Loan up to 70% of value.
  • Easy loan installments.

Four Wheeler Loans :

  • Loan up to 90% of value of the Vehicle.
  • Easy loan installments.
  • Minimum Sanction Period.
  • Monthly interest by reducing balance method.

Gold Loan: @ 12% (Margin 25%)

Loans to SHGs & JLGs :

Pursuant to Monetary policy 2011-12, our bank is also lending to Self Help Groups (SHGs) and Joint Liability Groups
( JLGs ). Our schemes are -


  Swayamrojgar Group Loan Scheme -
  Loan made available to Self Help Groups (SHGs). SHGs are small group of Individuals promoting saving's habit among members. These savings are then lent by the group to the members for income generating purpose.
 
  • SHGs should be registered under State Coop. Societies Act.
  • Required members - 10 to 20.
  • Loan Up to 4 times of their savings etc.
  Joint Liability Groups ( JLGs ) -
  JLGs are informal group of individuals coming together for purpose of availing of Bank loan through group mechanism against mutual guarantee in order to engage in similar type of economic activities.
 
  • Required members - 4 to 10
  • Maximum Loan Up to Rs. 5 lacs

Loans for Textile Manufacturing -

  • Loan for purchase machinery, land and building
  • Loan for period maximum 84 months
  • Easy Loan Installemnts

2 & 4 Wheeler Vehicle Loan For Personal Use -

  • Loan upto 90% of on road price
  • Easy loan installments
  • Minimum Sanction period
  • Monthly interest by reducing balance method

Loans for Tourist cars -

  • Loan upto 90% of (Showroom price + RTO Charges + Insurance + Accessories)
  • Loan for period maximum 48 months
  • Easy Loan Installment

Loan Against Future Rent Receivable -

  • Loan for renovation, repairs, changes in own premises, repayment of loans
  • Loan up to 75% of Rent receivable
  • Minimum Rs.1 Lac, Maximum Rs.2 Crore
  • Period - maximum 120 months

Loan for Wholesale Cloth Merchants -

  • Loan for business expansion, working capital, cash credit
  • Minimum 50 lacs and above
  • Period - cash credit 12 months and term loan 84 months

Loan against Warehouse Receipt

  • Loan for business expansion
  • Period 12 month
  • Loan upto 30% margin

Others :

  • Loans against the security of KVPs, LICs, NSCs etc are extended on liberal terms and disbursed immediately.
  • 2% penal interest on L/FD, C/C against FD if due date elapsed of loan