| Deposit Rate of interest | w.e.f. 25'th June 2025 | |||
|---|---|---|---|---|
| Sr. No. | Duration | For Individual | Senior Citizen (Age above 60 years) |
For Single FD Receipt of Rs.50 Lakhs And Above |
| 1 | 15 Days To 90 Days | 3.50% |
4.00% |
4.00% |
| 2 | 91 Days To 180 Days | 4.00% |
4.50% |
4.50% |
| 3 | 181 Days To 364 Days | 5.50% |
6.00% |
6.00% |
| 4 | From 365 Days To 15 Months | 7.25% |
7.75% |
7.75% |
| 5 | Above 15 Months To 36 Months | 6.50% |
7.00% |
7.00% |
| 6 | Above 36 Months To 60 Months | 6.00% |
6.50% |
6.50% |
| 7 | Savings Deposit Account | 3.00% |
||
Interest @ 3.00% on Savings Bank Deposits will be paid half yearly on daily products basis.
TDS applicable on Term Deposit and Recurring Deposit interest above ₹ 50,000/- & For Senior Citizen above ₹ 1,00,000/-
All Savings & Current A/c holders maintaining "Zero" balance are instructed to operate their account and maintain stipulated balance in it.
Fixed Deposits upto Rs 5,00,000/- are insured under D.I.C.G.C. scheme.