Interest Rates

Type of Business Rate of interest
Secured as per normal rating norms 12.50%
Machinery loan 13.25% to 14.25%
Property Loan / Overdrafts 13.25% to 14.25 %
Cash Credit / Machinery Loan (Textile Sector) 10.50% to 11%,
Builder (RERA Registered) 15.00%
For Eco-friendly businesses 13.00%
Loan against Warehouse Receipts 11.50%
Professional Loan for Doctors 11.00% to 12.00%
Future Rent Receivables 12.50%
Education Loan 10.50% for male students
10.00% for female students
Personal Loan 15.25%
Gold Loan 12.00%
Vehicle Loan 09.00% (individual)
14.25% (commercial)
Home Loan 09.50%

All interest rates on various loan schemes are subject to change from time to time as per changes in Bank's interest rates policy/ RBI directives etc.