Interest Rates

Type of Business Rate of interest
Hypothecation Cash Credit 12% to 14%
Machinery loan 13.25% to 14.25%
Property Loan / Overdrafts 11.50% to 12.50%
Cash Credit / Machinery Loan (Textile Sector) 10.50% to 11.50%
Builder (RERA Registered) 15.00%
For Eco-friendly businesses 13.00%
Loan against Warehouse Receipts 11.50%
Professional Loan for Doctors 11.00% to 12.00%
Future Rent Receivables 11.50%
Education Loan 10.50% for male students
10.00% for female students
Personal Loan 14.50%
Gold Loan 10.00%
Vehicle Loan 8.50% (individual 4-wheeler / 2-wheeler)
14.25% (commercial)
Home Loan 08.50%

All interest rates on various loan schemes are subject to change from time to time as per changes in Bank's interest rates policy/ RBI directives etc.